Adam Slack
SVP of Mortgage Lending

Adam is a licensed loan officer with Guaranteed Rate, which is currently the #3 non-bank retail mortgage lender in the U.S. (Scotsman Guide Top Volume 2018). He was ranked as the #1 Guaranteed Rate loan officer in the Wilmington, Jacksonville, Hampstead and Greater Wilmington markets in 2016, according to GR Production Reports. He and his team consistently attend seminars and training to stay up to date with the most recent Underwriting Guidelines to the ever-changing mortgage industry in order to provide his clients with the most expert and up to date information and service available. Adam was born in Burlington, NC. After moving to Monroe, NC Adam attended Sun Valley High School. Adam moved to Wilmington, NC in 2003 to attend the University of North Carolina at Wilmington, where he graduated with a Bachelor of Science in Business Administration with a concentration in Finance. Immediately upon graduation Adam began his career in real estate as a loan officer, obtaining his license in 2008 and joining Guaranteed Rate in 2011. Adam has built his business on the core concept of “treat the client exactly how you would want to be treated”. This core concept translates into his team having a variety of loan programs and products available in the marketplace, competitive rates and fees, and spending the time with the client up front to make sure they have a solid understanding of all of the different options available for a particular scenario to feel comfortable in the loan process. Adam really enjoys the mortgage business and takes great pride in his company Guaranteed Rate. When he isn’t working with clients, Adam enjoys surfing, paddleboarding, wakeboarding or simply relaxing on the boat on the Intracoastal Waterway. Enjoying the amazing Wilmington weather during the summer on the water is Adam’s favorite pasttime. He also enjoys spending time with his dog, California, and his family who now live in Lexington, NC.

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Today's rates

Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs.

Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners’ insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.

One discount points equals one percent of your loan amount.

Some jumbo loan options may not be available to first-time home buyers.

We based the mortgage interest rates shown on a 30-day rate lock period. Under certain circumstances, a 30-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range.

Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval.

These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score.

Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.


If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.

Adjustable Rate Mortgage (ARMs)

Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.