Alex Matar
SVP of Sales - Consumer Direct
I have been in the mortgage business since I graduated Loyola University--Chicago in June of 2004. I began my career knowing very little about the mortgage business but over the years have worked my way up to managing my own team. Even though the mortgage business has changed dramatically through the years, I have ben able to change with it, and succeed in this business.
Helpful tools and resources
The Best Mortgage Experience
First-time homebuyer’s guide
Mortgage calculators
Loan options
See my video
Recent reviews
What people are saying
"James Jaeger and his team were wonderful to work with; knowledgable and helpful. James responded promptly to questions and kept us updated throughout the process. Despite technical difficulties with Flashclose, our closing went smoothly. James was also courteous and approachable!"
Tasha P. | April 2019
"Jay Jaeger went above and beyond on getting this deal closed for me. Alex Matar did so as well. These guys explained everything every step of the way and were available to me 24 hours a day. I'm already recommending Jay to my co-worker who will be buying his first home this year as well. Than You Jay and Guaranteed Rate for the exceptional care and service!"
Michael F. | May 2018
"Jay Jaeger went above and beyond on getting this deal closed for me. Alex Matar did so as well. These guys explained everything every step of the way and were available to me 24 hours a day. I'm already recommending Jay to my co-worker who will be buying his first home this year as well. Than You Jay and Guaranteed Rate for the exceptional care and service!"
Michael F.
"Alex and Ashley were very prompt, professional, and easy to work with. They were able to help me navigate and achieve the targeted close date that was pertinent to my seller. Always a positive experience working with Alex and his team.
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David V. - Berkley MI | AUG 2016
"I went through Guaranteed Rate again for my second mortgage and was very happy with my experience. Alex Matar and his team made the process easy and simple. I was always able to get in touch with Alex or anyone else on his team whenever I had questions or concerns about the process."
AnnMarie A - Richmond MA | MAY 2016
A HELOC with a fixed rate you can count on.
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Today's rates
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs.
Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners’ insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.
One discount points equals one percent of your loan amount.
Some jumbo loan options may not be available to first-time home buyers.
We based the mortgage interest rates shown on a 30-day rate lock period. Under certain circumstances, a 30-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range.
Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score.
Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
VA
If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.
Adjustable Rate Mortgage (ARMs)
Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.