Alex Perry
VP of Mortgage Lending

Alex Perry is a VP of Mortgage Lending for Guaranteed Rate in Tampa/St. Petersburg. He is extensively trained as a mortgage-industry professional and has more than 16 years of experience helping customers purchase and refinance homes. Alex’s constant dedication to a transparent and ethical lending process are just a few of the reasons he makes such an impact in the mortgage industry and how he has established himself as one of the hardest working individuals in the industry. Alex has found success in the mortgage business for many reasons but most notably for always putting the customer first. Communication is essential during a purchase or refinance which is why every client will always be informed during their loan process. Alex’s goal is to simplify the mortgage experience for his customers and make the lending process easy to navigate. He and his team thoroughly educate borrowers, so they understand their options and feel comfortable moving forward with their chosen loan program. He takes great pride in giving his clients the best loan programs at the lowest rates on Jumbo, VA, FHA, and Conventional mortgage products to satisfy their specific needs. "As a Tampa Bay native, I have watched St. Pete, Tampa, and the beaches grow over the years. Living my entire life in the Tampa Bay area has allowed me to know and follow the local markets closely. Financing your home is one of the largest, most important transactions one will ever make, and I look forward to helping my clients navigate the transaction while building lifelong relationships.” Alex’s 24/7 service, dedication to his clients and commitment to excellence contribute to the list of reasons the area's top Realtors recommend him as their preferred lender. This is also why Alex has many repeat clients and he continues to grow his business thanks to word-of-mouth referrals. Alex graduated from the University of South Florida with a Bachelor’s Degree in Marketing, where he was an active member of the undergraduate community involved in numerous charitable and academic societies. Outside of the office Alex enjoys watching sports such as college football, pro football, etc. But really any competitive sport! Alex is also active in supporting the extensive Veteran community in the Tampa Bay area.

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Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders. One discount points equals one percent of your loan amount. Some jumbo loan options may not be available to first\-time home buyers. We based the mortgage interest rates shown on a 30\-day rate lock period. Under certain circumstances, a 30\-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range. Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval. These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing. VA If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. Adjustable Rate Mortgage (ARMs) Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.