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Allyson Kreycik
Senior Loan Officer

Allyson Kreycik entered the mortgage industry 20 years ago in 2002, as a way to combine her financial expertise and passion for helping people. Throughout her years as a senior loan officer, Allyson has consistently been ranked among the top loan officers in the country. In 2021, Allyson and her team were able to close over 715 loans and fund over $361 million in volume. She was most recently ranked in the top 20 in the country in The Scotman Guide's "Top 200 Female Originators" in 2021. She has been a member of Guaranteed Rate's President's Club since 2012 and joined the elite Chairman's Circle in 2015, joining the highest producing loan originators at the company by funding over $100 million per year in loan volume. Aside from her impressive loan origination and success in her career, Allyson is proud to serve on the executive board for the Guaranteed Rate Foundation. Since 2012, the Guaranteed Rate Foundation has donated nearly millions of dollars to those in crisis. Allyson was the first ever recipient of the Guaranteed Foundation Award in 2019 and feels extremely honored to be on a leadership role of this organization. She also serves as an Executive Board Member for the Rockingham County Child Advocacy Center, helping to raise money to support children who have been victims of abuse. Allyson is originally from South Dakota and received her degree in business administration from the University of Nebraska – Lincoln. She is a Midwest girl who is thankful to have grown up learning the qualities of hard work, honesty and dedication. She lives her life by the golden rule: treat others the way you would like to be treated. After college, Allyson married her husband, Jon, and moved to Boston. She is a mother to three children, Kate, Molly, and Jonny. Allyson works hard at everything she does but her favorite job is being a Mom. She lives with her family in Rye, New Hampshire.

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Today's rates

Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs.

Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners’ insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.

One discount points equals one percent of your loan amount.

Some jumbo loan options may not be available to first-time home buyers.

We based the mortgage interest rates shown on a 30-day rate lock period. Under certain circumstances, a 30-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range.

Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval.

These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score.

Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.

VA

If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.

Adjustable Rate Mortgage (ARMs)

Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.