Allyson Kreycik entered the mortgage industry 20 years ago in 2002, as a way to combine her financial expertise and passion for helping people. Throughout her years as a senior loan officer, Allyson has consistently been ranked among the top loan officers in the country. In 2021, Allyson and her team were able to close over 715 loans and fund over $361 million in volume. She was most recently ranked in the top 20 in the country in The Scotman Guide's "Top 200 Female Originators" in 2021. She has been a member of Guaranteed Rate's President's Club since 2012 and joined the elite Chairman's Circle in 2015, joining the highest producing loan originators at the company by funding over $100 million per year in loan volume. Aside from her impressive loan origination and success in her career, Allyson is proud to serve on the executive board for the Guaranteed Rate Foundation. Since 2012, the Guaranteed Rate Foundation has donated nearly millions of dollars to those in crisis. Allyson was the first ever recipient of the Guaranteed Foundation Award in 2019 and feels extremely honored to be on a leadership role of this organization. She also serves as an Executive Board Member for the Rockingham County Child Advocacy Center, helping to raise money to support children who have been victims of abuse. Allyson is originally from South Dakota and received her degree in business administration from the University of Nebraska – Lincoln. She is a Midwest girl who is thankful to have grown up learning the qualities of hard work, honesty and dedication. She lives her life by the golden rule: treat others the way you would like to be treated. After college, Allyson married her husband, Jon, and moved to Boston. She is a mother to three children, Kate, Molly, and Jonny. Allyson works hard at everything she does but her favorite job is being a Mom. She lives with her family in Rye, New Hampshire.
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.