Amber Arwine is a Senior Mortgage Specialist that has over 10 years of experience in the mortgage industry. She has been with Guaranteed Rate since 2012. She has been a member of the Chairman's Club for the past 3 years and she has been ranked one of the nation's top 1% originators. Amber's goal is to simplify the mortgage process for her customers and make the home loan process easy to navigate. She and her team thoroughly educate their borrowers throughout the mortgage transaction. By being honest, open, and transparent throughout the loan process, borrowers feel comfortable every step of the way. Her extensive knowledge in lending guidelines for Conventional, Jumbo, FHA, VA and USDA loans has consistently helped to save deals that other lenders could not close. Amber grew up in rural Minnesota and attended college at the University of Minnesota. She has an extensive experience in finance an MBA-Finance from the Carlson School of Management at the University of Minnesota. She has lived in Chicago since 2012. When not helping people with their home loans, Amber enjoys traveling and spending time with her family.
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- Chicago, IL
- Minneapolis, MN
- Anchorage, Alaska
- Los Angeles, CA
- Seattle, WA
- Washington, DC
- Detroit, MI
- Kansas City, MO
- Wichita, KS
- Nashville, TN
- Raleigh, NC
- Wilmington, NC
- Charlotte, NC
- Charleston, SC
- New York, NY
- Boston, MA
- Atlanta, GA
- Miami, FL
- Fort Myers, FL
- Tampa, FL
- Orlando, FL
- New Orleans, LA
- Dallas, TX
- Austin, TX
- Houston, TX
- San Antonio, TX
- Phoenix, AZ
- Tucson, AZ
- Sedona, AZ
- San Diego, CA
- Las Vegas, NV
- Sacramento, CA
- Tacoma, WA
- St Paul, MN
- Edina, MN
- Plymouth, MN
- Wayzata, MN
- Minnetonka, MN
- Maple Grove, MN
- Richfield, MN
- Chaska, MN
- Mound, MN
- Waconia, MN
- Palmer, AK
- Wasilla, AK
- Butte, AK
- Philadelphia, PA
- Rockford, IL
- Denver, CO
- Spokane, WA
- Boise, ID
- Fully Underwritten Pre-approval
- Pre-approval
- First Time Homebuyer
- Purchase
- Refinance
- Down Payment Assistance Programs
- Mortgages
- Mortgage Rates
- FHA
- USDA
- VA
- Conventional
- Jumbo
- Home Loan
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Today's rates
| Loan type | Rate | APR | Discount points ($) | Mo. payment |
|---|
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.
