Amir Syed is a residential mortgage lender and entrepreneur who educates and serves the needs of new homebuyers and homeowners. Since starting his mortgage lending career in 2003, Amir has helped his clients stay within their means through careful discussion around the monthly payment and the down payment. “Talking through affordability ‘sweet spots’ with our clients, especially the first timers, is so important and sometimes those conversations are uncomfortable but ultimately met with gratitude.” Having a mom who was a teacher, Amir prides himself on his effective communication skills and tailored coaching style. Be it writing, speaking, one-on-one meetings, or a giant YouTube audience (search Amir Syed on YouTube and view his countless “Mortgage Minute” videos), Amir’s enthusiasm for patient education shines through. Amir, on average, receives anywhere between 70-100 new referrals monthly, 90%+ of those all from word of mouth. “It’s a testament to the experience we provide to each and every client we help. We’re very clear with each client that we have a ‘wow service’ standard we obsess over in order to create more and more raving fans. From the very moment we initially connect with them, throughout the house hunt, the day of closing and onwards, we want to wow them. They are #1.” When he’s not educating clients, you can find him on the golf course – he’s hit a hole-in-one (“my eyes were closed”, says Amir) – volunteering with the Grip Outreach for Youth, enjoying a good book or traveling with his wife, who can attest to his perpetually giving personality. He makes her a fresh cup of French Press coffee every single morning. Besides being an avid golfer, Amir once played basketball with both Michael Jordan and Scottie Pippen, and tends to dominate the air hockey table. And, he can say “how are you?” in over 20 different languages (feel free to test his skills on this).
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.