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Andrew Chelton
VP of Mortgage Lending

Andrew fell in love with Music City after graduating college and moving to Nashville in 2005. With seven years in the mortgage business, you can be assured Andrew knows his way around the mortgage process. Hundreds of clients have trusted his guidance through one of the biggest investments they'll make.
Andrew is passionate about educating and guiding clients through the purchase or refinance process. Whether you're a first time home buyer or a seasoned veteran, he'll make sure you stay on target for the most sought after words in our industry: cleared to close!
He spends his free time with his lovely wife, Stephanie, and their 3-year old son, Cal. He loves trying new restaurants, sports and music, going to concerts as well as putting on a show (he's in a band that plays for friends from time to time).
Contact Andrew today at 615-400-2086 or andrew.chelton@rate.com and let's get started making your homeownership dream come!

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A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.
Areas served
  • Nashville
  • East Nashville
  • West Nashville
  • Donelson
  • Hendersonville
  • Clarksville
  • Davidson County
  • Williamson County
  • Franklin
  • Brentwood
  • Belle Meade
  • Green Hills
  • Middle Tennessee
Services offered
  • Mortgage Lending
  • FHA
  • HELOC
  • Home Refinance
  • Home Purchase
  • Jumbo Loans
Agent Advantage
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Today's rates

Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).

Product Assumptions:

Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.

Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.

FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.

VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.

These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.

One discount points equals one percent of your loan amount.

Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.