Angelica has been instrumental in serving the local communities, bringing over 5 years of invaluable experience in the industry. Due to her vast knowledge, continual commitment to quality and having dedicated her career working to various purchase markets in New Jersey, Angelica has become a loyal and trusted resource among clients and associates. Prior to joining Guaranteed Rate, Angelica worked as a Mortgage Consultant and Guaranteed Rate and a Loan Officer at Homebridge Financial. She is a proud recipient of the All Star Award and has been recognized as the Top 1% of loan originators in the country. Whether you are a first-time home buyer or an experienced one, you can rely on Angelica for your home and consumer needs. Angelica is passionate about assisting others in securing their American Dream of owning a home. She takes an active interest in the mortgage industry environment, keeping up to date with any regulatory changes. This allows Angelica to come up with unique lending solutions for her clients and tackle any challenges ahead. Angelica graduated from Rutgers University with a BA in Communications. When she’s not finding the perfect loan for his clients, Angelica enjoys skiing in the winter and kayaking during the summer. You can find Angelica at the Parsippany branch. Please don’t hesitate to contact her for any of your home mortgage needs!
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| Loan type | Rate | APR | Discount points ($) | Mo. payment |
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.