“The greatest reward is seeing my clients happy and grateful when they’ve finally found someone who is willing to help them through each step of the journey and treat them with the integrity they deserve.” Over the last 18 years, Anna Maria Ramilo has been helping others turn their dreams of home ownership into reality. She began her career in the mortgage industry in 1999 and since then has helped hundreds of clients obtain financing or refinancing for their dream home. As a seasoned expert in the mortgage industry, Anna knows that every borrower has different needs. She guides each of her clients through every step in the loan process and provides them with everything they need to be successful. As a valued client, you will receive all the support you need in choosing and applying for the loan that best fits your financial picture. Anna is familiar with all aspects of the mortgage loan process and will help make even the most complex transactions seem easy and attainable. Her commitment to excellence has helped her to earn accolades including Loan Officer of the Year and a consistent recognition as a Top Producer. The process of getting approved for a loan can be complicated and intimidating. But it doesn’t have to be. Bringing almost two decades of experience in the mortgage loan process, Anna enjoys going the extra mile for her clients and helping them have the best experience possible. Whatever your loan needs are, Anna’s experience, passion and commitment to customer service makes her the best choice to help you take the first step on the path of home ownership. Outside of the office, Anna enjoys taking walks and reading. She also loves to stay involved and serves as the assistant treasurer at her local church where she also helps lead the women’s group. Contact Anna at 469-399-5579 today to get started!
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.