As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
Bill Grath and Melissa DeBenedetto
VPs of Mortgage Lending
What people are saying
"Working with All Guaranteed Rate team is amazing. They do your progress smoothly and easy 200 % recommend it."
Jennifer D. - Paterson NJ | May 2022
"great communication through it all"
Damon D. - Warwick NY | Feb 2022
"Melissa was very helpful, knowledgeable, hardworking, had my best interest at heart and patient"
Christopher S. - Newark NJ | Jan 2022
"Melissa and team were excellent. Highly responsive and proactive."
Joseph S. - Pequannock Township NJ | Nov 2021
"Fabulous people. Got me what I needed."
Elizabeth H. - Newton NJ | Aug 2021
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.