Bill Moorman has been a lending professional & real estate investor for over three decades and has helped guide clients for over 19 years in mortgage financial planning. Bill's mission is to provide individuals, couples and families strategic planning and guidance to be certain they have optimal positioning for their current life stage and are over prepared for their future life stages. He strives to educate clients by providing information and options based on principles that never change, mathematic calculations and future value projections based on past historic results that tend to repeat over and over in mortgage. Bill has been and continues to be an extremely passionate lending professional & real estate investor. He made his first real estate investment at 20 years old and has owned up to 33 properties and over 20 million dollars' worth of real estate at a given time in his personal portfolio. Bill is a Seattle area native and grew up closely with nature from the Pacific Ocean beaches of the Olympic rain forest, to the high desert in Eastern Washington. Bill's business, recreational and nature experiences all revolve around association with loyal friends and family and extraordinary people. Bill is committed to creating and sharing defining-moment experiences woith his lifelong friends and clients. Awards: Funding over 1 billion in volume over the last 19 years as a leader's club top producer in the industry.
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| Loan type | Rate | APR | Discount points ($) | Mo. payment |
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.