Brian R. Jessen is a Senior Vice President of Lending for Guaranteed Rate, Inc. within their Deerfield, Illinois office, specializing in residential mortgage lending, home equity lines and loans, lot loans, constructions loans and multi-family lending across the United States for primary homes, second homes and investment properties. Brian’s business is 60% within Illinois and 40% out-of-state. Brian has been involved in the financial industry for the past 31 years, working at various Chicagoland financial institutions. His employers have included LaSalle Bank for 2 and 1/2 years out of college, The Northern Trust Company for almost 10 years and Harris N.A. for 9 and 1/2 years. Positions that he has held over his career include key roles in underwriting, secondary marketing, compliance and CRA, private banking and outside sales for residential lending, targeting high net worth clientele throughout the country. His wealth of financial experience is a substantial asset to his clientele, as they not only get the best financial advice and insights into current economic trends, but superior service and follow through, by himself and by his entire team. Brian attended The University of Illinois at Champaign-Urbana, majoring in Economics, with a minor in Finance. He is married with 3 children. Brian's personal interests include golfing, biking, studying the financial markets, charity involvement and family travel.
See my video
|Loan type||Rate||APR||Discount points ($)||Mo. payment|
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.