Carrie Nicholsky
VP of Mortgage Lending

Meet Carrie from Stearns
For close to 30 years, I have made my career in the personal finance and mortgage lending industries. I have helped thousands of families and individuals to achieve their dreams of homeownership; this is my passion and it's the achievement I am most proud to have accomplished.
Helping service members with VA loan programs is my specialty and my passion. I also frequently work with first-time homebuyers. Thanks to the strength of Stearns Lending - a national lender whose only business is mortgages - I'm able to offer borrowers a comprehensive selection of mortgage programs.
I am a California native, who spent a few years outside of the state, earning my Bachelor's degree in Finance from the University of North Texas. California called me back home, and I have now lived in Lodi for the last 22 years. My focus has been exclusively on the mortgage business during those 22 years, and I'm excited that my home base is now the Lodi branch office of Stearns Lending.
When not helping clients, I adore anything and everything that includes family - quality time at home, being outdoors, staying active in our vibrant community to name just a few of the pursuits that bring me joy. Through both my business and personal life, I have gained a deep understanding of the importance of homeownership and the residential real estate markets in communities throughout California.
I am currently licensed as a Mortgage Loan Originator in California, and my goal is to open the door to homeownership and make dreams become a reality

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