With over 19 years of experience in the mortgage industry, Cathy has ranked in the top 100 Loan Originators, which is the Top 1% in the country for the past 9 years in a row. Cathy has funded over $250 million in closed volume year after year with helping more than 590 clients each year. Cathy is known for getting loans approved that other banks couldn't get done. Whether you are a first-time home buyer looking to invest, trade up, or decided to downsize, Cathy will be there to help you through the whole process. Guaranteed Rate offers a variety of loan products out there which allows Cathy and her team to help you with your specific mortgage needs! My goal is to provide the highest level of customer service so that your experience is stress-free, memorable, exciting, and rewarding. I will help you evaluate your situation to find the most applicable mortgage option that fits your short and long-term goals. It is important that we communicate effectively and for you to provide input so that we use the loan product that is right for you. Everyone has a different goal and a different situation. Our customized approach to mortgage lending ensures that the right loan product will be recommended to my client! When you work with me, you also work with my trusted assistants Beth & James. They help make the Cathy-H Team as successful as it is through their knowledge of the mortgage industry and being able to problem solve any situation that may arise. They are intelligent, patient, and always willing to help. We know how frightening this process can be and are more than happy to walk you through it from beginning to end. With our team culture, we will always be able to answer your questions and respond promptly. Working as a team allows us to be there for you when you need us. Being a Mother to two beautiful girls and working full time, I can understand how valuable your time is and will work with you. As a team, we will guide you from your "pre-approval" to your first offer to your closing. Our goal is to create an experience that you will enjoy & as stress-free as possible! We want you to turn to the Cathy-H Team at Guaranteed Rate as your lender now and in the future. As always, we value the input of our clients and referral partners. We welcome any feedback that will help you and your future clients.
Branch Manager/ SVP of Mortgage Lending
What people are saying
"We had a positive experience, they walked us through/explained everything, and it all went smoothly."
Esther K. - Fair Lawn NJ | May 2022
"Timely communication, fair rates, and easy process!"
Colleen L. - Wood-Ridge NJ | May 2022
"Great service, fast and easy process"
Patrick C. - Cliffside Park NJ | May 2022
"Because they were great with me"
Darien B. - Fort Lee NJ | May 2022
"They are quick, efficient, and on top of everything."
Heidi C. - West New York NJ | Apr 2022
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.