Chelsea Brodal
SVP of Mortgage Lending

Chelsea Brodal is the premier choice for all your Colorado home financing needs. For over 11 years, she has been helping clients buy and refinance real estate in Boulder, CO and the surrounding areas. Chelsea spent the first five years of her career underwriting every loan that she originated. A one-stop-shop, she was the application taker, the underwriter, she approved the loan and she closed the loan. This unique experience provided Chelsea with a solid foundation in underwriting and an exclusive knowledge of how an underwriter reviews each loan. She has the innate ability to understand complex financials and comprehends them with an underwriting mentality. She identifies potential underwriting challenges and provides solutions before the loan makes it to the underwriter. This allows her to confidently work with all her clients regardless of their financial complexities. Whether you’re looking to buy a new home or refinance your existing home, purchase a second home or investment property, Chelsea has the education and experience to help you achieve your goal. She is a tenacious, self-motivated woman and her thriving mortgage career is her fierce passion. Chelsea is honored to work with amazing people every day as her clients and referral partners that ultimately become her friends. She loves what she does and believes that reflects in her work. You can count on Chelsea for around the clock availability which proves crucial during intense negotiations and for those with borrowers with extremely busy schedules. Chelsea works for you and she works on your terms!

Chelsea’s team is comprised of full-time, dedicated professionals each with their own area of specialization and they strive to exceed your expectations. When you choose to work with Chelsea, you also receive a team of qualified professionals that work together to achieve your goals as their own. Her team provides exceptional customer service that is unrivaled in the mortgage industry. Chelsea runs her business by referral and the only way to be successful at that is to deliver exceptional service, without fail, with every client. That is her commitment to you.

Chelsea grew up, attended college, and met her husband, Jeremiah in North Dakota. They chose to relocate to Colorado in 2004. The moment they laid eyes on the flatirons and the majestic Rocky Mountains, they knew Colorado was home and the place they were meant to be. In her free time, you can find Chelsea attending a Pilates class, running, shopping, enjoying time at the lake or relaxing in the mountains.

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Today's rates

Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs.

Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners’ insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.

One discount points equals one percent of your loan amount.

Some jumbo loan options may not be available to first-time home buyers.

We based the mortgage interest rates shown on a 30-day rate lock period. Under certain circumstances, a 30-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range.

Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval.

These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score.

Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.


If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.

Adjustable Rate Mortgage (ARMs)

Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.