


Today's lending guidelines are continually changing and more complex than they were a couple years ago. When applying for a mortgage, it's vital to work with someone that can help you navigate the complexities of today's lending environment. And while getting a good interest rate is important, getting solid advice is essential. Chris Barnes has been originating residential mortgages since 1986. He's developed a loyal following within the real estate community and has extensive experience working with first time homebuyers. Chris also works with financial advisors, accountants and attorneys as a mortgage resource for them and their clients. He knows the importance of making sure that your mortgage is structured in a way that will parallel your short term and long term financial goals. Recently, Chris earned Guaranteed Rate's 2016 Customer Service award for his consistent above and beyond display to always put his customers first. Chris is a graduate of Northern Illinois University. He and his wife reside in Chicago's northwest suburbs. Creative Loan Structures First Time Homebuyer Strategies Multi State Lending Local Processing and Underwriting Mortgage Programs From Over 30 Lenders