Over the course of a 20 year career, I have been actively involved in the mortgage lending industry, specializing in FHA, VA, renovation, commercial, jumbo, and super jumbo loan programs for residential homes, condos, and townhomes throughout Chicago-land and in all 50 US states. I was noted as one of the first renovation loan specialists in the Chicago area and came to Guaranteed Rate in 2011 to start the home loan Renovation Lending Division. I have a dedicated team of 17 staff members who can close renovation home loans in 45-60 days. My staff includes a team of dedicated underwriters to close all renovation loans, junior underwriters who pre-approve all borrowers, four supporting loan officers, architect to oversee the consultant and contractors, and a draw department to manage the construction funds. In an accolade by the Chicago Sun Times' nationally syndicated columnist, Terry Savage, my overall expertise in the industry has been highlighted as well as my in-depth knowledge of Fannie Mae's DU Refi Plus and Freddie Mac's Open Access refinance programs. I also have experience closing short sales, Real Estate Owned/Bank Owned properties, and City of Chicago programs for first time or repeat buyers. I present both locally and regionally to share my industry knowledge, specifically about renovation lending and how real estate agents can use these programs as a tool to increase their closing transactions and move hard to sell listings. I have been noted by the Scotsman Guide as a top 20 FHA Volume Originator for the past 2 years consecutively and also named to the Guaranteed Rate's President's Club for the past 4 consecutive years. I am a graduate of Rosary College in River Forest, IL with a degree in Business and a DePaul University graduate with an MBA in Finance.
VP of Mortgage Lending/Renovation Division Manager
What people are saying
"The team was extremely helpful and responsive to us throughout the process."
Jesus P. - Elmhurst IL | Apr 2022
"Excellent experience from my initial convo with Jen Davis in Grove City, to when it transferred to Chris Depaepe and her team with it being a homestyle reno loan."
Alexander G. - London OH | Feb 2022
"I have worked with you before and I have never been disappointed or misled."
Harold S. - Schaumburg IL | Feb 2022
"Because the service is great."
George K. - Chicago IL | Jan 2022
"Because they are awesome and they always kept me inform."
Glorybe P. - Chicago IL | Jan 2022
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.