headshot
headshot
Christine Eskina
Partnership Branch Manager

At almost 30 years in the industry I have a wealth of knowledge to share with new homebuyers, real estate agents and even investors. At 15 years old I started as a hostess at a new housing track which gave me a taste of the business. In 1992 I took a receptionist job not knowing I was signing up for a lifetime membership but here I am and on most days I still love my job. I have helped in the funding department, been a processor, a processing supervisor, a notary and a Jr. Underwriter before becoming a loan officer. I have purchased over 20 homes myself. I have rented out and managed my own homes as well as rehabbed and flipped homes. What this has done is made me very well rounded to not only share my experiences but also think outside the box to get the job done! I don't give up on things easily. I thrive on being able to do what others can not or will not see through. I am well versed in FHA, VA, Conventional, USDA, first time homebuyers, vacation homes as well as investment properties. Also very familiar with manufactured homes as well and do them frequently. I work and know the San Bernardion mountain communities well. This includes cities such as Crestline, Twin Peaks, Running Springs, Arrowbear, Lake Arrowhead, Cedar Glen, Big Bear, Green Valley Lake and Cedar Pines Park. I also can do loans in other states outside of California. Almost 20% of my business now comes from outside of California including Texas, Tennessee and Arizona just to name a few. I am here to help!

Helpful tools and resources
Personal Loans
No-fee personal loans
First-time homebuyer’s guide logo
First-time homebuyer’s guide
Mortgage calculators logo
Mortgage calculators
Loan options logo
Loan options

Recent reviews

What people are saying
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.
Areas served
  • Temecula
  • Winchester
  • Lake Elsinore
  • Murrieta
  • Nuevo
  • Perris
  • San Diego
  • Crestline
  • Lake Arrowhead
  • Running Springs
  • Big Bear
  • Orange
  • Los Angles
  • Cedar Glen
  • Cedar Pines Park
  • Menifee
  • Twin Peaks
  • Sugar Loaf
  • Moreno Valley
  • French Valley
  • Escondido
  • Riverside
  • Jurupa
  • Banning
  • Palm Desert
  • Palm Springs
  • Victorville
  • Apple Valley
  • Aguanga
  • Romoland
  • Canyon Lake
  • De Luz
  • Green Valley Lake
  • Arrowbear
  • Fallbrook
Services offered
  • Fha
  • Conventional
  • Va
  • USDA
  • Manufactured
  • First time homebuyer
  • Jumbo
  • High Balance
  • Stated Income
  • Bank Statement
  • Debt Servicing
  • Second Home
  • 1031 Exchange
  • Investment
  • Investor
  • Broker
  • Direct Lender
  • Out of State
Agent Advantage
Real Estate Agents: Want to look good and grow your business?
Put our power behind your bid. Compete with cash offers and bid, buy, and close fast.
loading rates table

Loading Rates...

Today's rates

Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).

Product Assumptions:

Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.

Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.

FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.

VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.

These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.

One discount points equals one percent of your loan amount.

Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.