Craig Smith
VP of Mortgage Lending
I have been working in the mortgage industry for over 20 years and I am experienced in all types of loans such as Conventional, FHA, 203Ks, VA , Renovation and New Construction loans.
Helpful tools and resources
The Best Mortgage Experience
First-time homebuyer’s guide
Mortgage calculators
Loan options
See my video
Recent reviews
What people are saying
"Craig was amazing from day one. He was knowledgeable, was able to answer my questions and I know that his and his processor's due diligence was what ultimately saved this deal from falling apart. I am the third partner braught in to make this deal go through and by the time I got involved time was of the essence with the seller of the home. Craig moved quickly to get me the list of items I would need, communicated clearly throughout the process, worked late hours and weekends to make sure we moved forward under pressure from the real estate agent. Being in service related businesses for most of my life and from being a loan officer myself in the past, I will say that I only stayed with Guaranteed mortgage because of Craig and the amount of work he put into it. I can send text string photos of two other companies I could have used to close this loan. Ultimately it comes down to people and Craig was the right person to get this deal closed. He made me feel like I was closing on a half million dollar loan with the level of attention I received. The rest of the team at guaranteed rate were also thorough, courteous and professional. I wouldn't change one thing about my experience. Thank you to Sharon and Fawne as well. If I missed any names I apologize, it has been a whirlwind of a month with My Uncle passing and having to take a week to go to PR and managing my full time property management business. When I say I needed the right players to hold accountable for doing their job. Craig even went as far as speaking directly with my accountant to get info missing while I was away. Stellar Team!"
Ruben V. - Belleville NJ | Apr 2022
"The whole mortgage process went very smooth and the team at guaranteed rate made each step easy to complete and user friendly."
Thomas P. - Ocean Gate NJ | Dec 2021
"super efficient staff pleasure to work with"
George L. - Clifton NJ | Dec 2021
"Craig did everything possible to make sure that we met our close date and was extremely communicative."
Brittney D. - Bronx NY | Nov 2021
"Craig Smith and Fawne Berkowitz were extremely professional. Buying a home is very stressful and I’m happy I was able to have them by my side throughout the process."
Tricia C. - Sussex NJ | Oct 2021
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.
