A Southern CA transplant, Dan has over 11 years in home financing with a multi-faceted background in lending. Dan has the main objective of providing the highest level of customer service and be available to answer technical questions throughout all loan transactions. I provide step by step instructions and communication until the transaction is complete. I have been apart of a team that has been in the top 1% originators in 2013-2015 and I understand the level of commitment needed while providing the 5-star one-on-one service each of my clients receives. I enjoy playing softball and indoor soccer in my spare time. My family is most important and I spend most of my time with being with them. I am self-driven person that believes in hard work will never be unpaid. I am confident I can count on you to reach out to me if someone you know needs home financing. Having experienced more than 28 years of success, our company believes we have a responsibility to give back to families and communities whose needs are great and whose resources are limited
"Was with me with any questions I had every step of the way."
Jeffrey S. - Brooklyn NY | Jul 2022
"Dan French and his team were amazing. I personally want to thank Dan for his help in getting us over the finish line...Thanks Dan!!"
Sitau S. - Honolulu HI | May 2022
"If Dan and Team can care for me they can care my friends and family."
Edward Q. - San Bernardino CA | Apr 2022
"Working with Dan and his team with Guaranteed Rate has to have been the BEST experience in working with a lender we have ever had. We've been through the mortgage lending process 4 times now and the reason why this experience was so great was because there was not salesy conversations, our questions were all answered, communication was always present, and we closed smoothly with no issues. The value we got out of working with Guaranteed Rate and Dan French was way more than the value the Guaranteed Rate team gets in my opinion because of the knowledge and experience Dan French provides. He's consistently looking at the market, giving you inside scoops on what is going on and providing that information so his clients can make informed decisions. My fiancee and I had the option to go with the builder's lender in our transaction but decided to go with Dan and his team because of the enormous value. Sometimes a lower interest rate or builder incentives sound nice, but the relationship established during the process for any future transactions sound better."
Ver Andrew S. - Gardena CA | Mar 2022
"excellent, efficient, quick service. no game playing."
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs.
Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners’ insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.
One discount points equals one percent of your loan amount.
Some jumbo loan options may not be available to first-time home buyers.
We based the mortgage interest rates shown on a 30-day rate lock period. Under certain circumstances, a 30-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range.
Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score.
Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.
Adjustable Rate Mortgage (ARMs)
Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.