Dean Rizzi is a top 1% Loan Officer and has closed over $2 Billion in funded loans in the course of his tenured career. He and his team deliver a high-touch, high-consultancy philosophy to service, with the goal of being your lender for life.
Dean and his team are committed to honest service, low interest rates, and a stress-free mortgage experience. Equipped with over 25 years of mortgage lending experience, Dean works closely with real estate agents throughout San Francisco/North Peninsula and the Tahoe/Truckee areas to ensure an efficient process for every client. Dean's business philosophy is simple and straightforward: "I strive to keep my clients for life," he says.
When you work with Dean and his team, you can expect plenty of communication, a timely closure and no surprises. Every day, Dean thoroughly researches and analyzes loan programs offered by lenders across the country to stay well-informed, answer questions and find the best possible interest rates for his clients. From homebuying to refinancing, Dean takes special care to pick the right loan product for his clients' needs.
In his spare time, Dean enjoys the mountains, golf, fishing, mountain biking, and playing guitar. Dean is an avid dog lover and supporter of the Society for the Prevention of Cruelty to Animals (SPCA).
About Dean's Team:
Chance Haynie (Associate VP of Mortgage Lending) has been with Dean Rizzi for over 13 years and is one of the lead drivers of our team's success. He excels at knowing guidelines inside and out to make sure the product selected is the perfect fit for our borrowers. He is there to answer questions for our borrowers and agent partners, keeping them up to date on everything from needed documents to where the loan is in process. Chance is dedicated to making sure loans close accurately and efficiently.
Garret Groenveld (Licensed Sales Assistant) is an experienced sales professional with over 25 years in a variety of fields. He is skilled at marketing and communicating with agents and borrowers alike. He offers excellent customer service, follow up and attention to detail. Always up to date on our loan products – he is often found sharing new products and services to our agent partners. In his spare time, he is a nationally and internationally produced playwright.
Applicant subject to credit and underwriting approval. Restrictions apply.
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.
