Debra Shultz
SVP of Mortgage Lending

Debra is an SVP of Mortgage Lending at Guaranteed Rate. With over 23 years of experience in mortgage lending, she is an expert in residential mortgage financing for all property types, including single & multi-family residences, townhomes, condos, co-ops, new developments and conversions. Debra has access to just about every mortgage product on the market. The more traditional products include options for jumbo loan amounts, Fannie Mae & Freddie Mac conforming & high balance loan amounts, FHA, VA and construction to permanent.

In addition to traditional mortgage products, Debra is frequently asked to make "mortgage magic" for non-traditional borrowers with out of the box scenarios. She has strong relationships with many of the nation's top mortgage lenders and is sought after by industry leaders for focus groups, pilot programs, software beta testing, & product opinions. Her core business partners include real estate agents, attorneys, developers, CPAs, accountants, financial advisors, wealth managers, and of course, her past clients. One of her favorite testimonials described her as being "extraordinarily responsive". She understands that real estate transactions move quickly in her markets and is always just a text, email or phone call away.

Debra has been a member of Guarantee Rate’s President's Club every year since she joined in 2012. Prior to Guaranteed Rate, Debra was a Managing Director for eight years at a local mortgage company, which was acquired by Guaranteed Rate in 2012. Debra is based out of our Manhattan office located at 750 Lexington Avenue. In her leisure time, she enjoys working out. meditation, clean cooking, cross-stitching, all types of music, furthering her education & most of all, spoiling her Maltipoo named "Dash".

Debra actively pursues an organic & holistic lifestyle and is a health advocate for those suffering from thyroid disease and environmental illnesses. Debra is licensed through the NMLS (National Mortgage Licensing System) in the states of NY, NJ, PA, CT, FL, AZ, & CA. More states to come.

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