


Deffer Team
Andrew Deffer & Eric Deffer
Andrew Deffer (NMLS #197013): (508) 423-6745 | andrew.deffer@rate.com
Eric Deffer (NMLS #1002281): (508) 423-6746 | eric.deffer@rate.com
With over 30 years of combined experience, We, The Deffer Team at Guaranteed Rate are the premier mortgage lenders of Massachusetts' North Shore. Providing the most competitive rates with the widest variety of products and programs, it is our duty to guide you seamlessly on your journey to homeownership while providing the highest level of communication and service throughout the process. The ease and simplification of the mortgage process through Guaranteed Rate's proprietary technology is truly unmatched. Please reach out to us today to get started!
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What people are saying
"Eric Deffer and his team are amazing. We're so grateful for his due dilligence and responsiveness throughout our home buying process. In this market, you need someone who you can call in a heartbeat and you can 110% depend on Eric. Our first interaction was a phone call with him at 9pm in the evening after deciding to make an offer after a 7pm showing. We ended up getting the offer out by 10pm, and he made us feel so comfortable even in that quick timeframe. Highly, highly reccomend. Couldn't have secured our new home without him!"
Cara Francis - Hamilton, MA
"I can't say enough about how amazing this team is. They're extremely easy to talk to which makes the whole experience more personal. I was able to do everything online except for a few phone calls, which was nice to be able to hear a voice and connect. We closed on time, they did their job and never allowed me to get overly stressed out about anything. I'm very grateful that my agent recommended working with this company. Above and beyond this team went to making the process of getting a mortgage a smooth and peaceful journey! Thank you Eric and Nicole!!"
Damon V. - Pepperell, MA
"I shopped around and Eric Deffer had the best rates out there. Not only that, he never once didn't pick up his phone. It could be late Sunday night and Eric was there to send me over an updated pre-approval. The loan process was seamless and we had a clear to close well before the closing date. Eric is also exceptionally handsome and has a calm and soothing voice. 10/10."
Nick D. - Revere, MA
"Eric was recommended to my husband and I by our financial advisor and he and Nicole made the entire process incredibly easy. He helped us through the purchase of our first home and crunched countless numbers for us. In a CRAZY, competitive market, Eric was patient as we try to see all the "down payment scenarios" we had available to use. He made sure to secure us a great rate as interest rates were going up. Eric hopped on the phone many times to talk over offers and even answered a late-night call when I warned him we were making an offer. His team made everything seamless and so easy - and it was a fast close. The sixth time was the charm for us and it was his guidance and support that allowed us to secure our dream home and get the loan closed on time. I wish I could give more than 5 stars here - the entire time is sensational!"
Stephanie S. - Lynnfield, MA
"Andrew is great at what he does. He was always there every step and made it so easy. Always answered the phone, had answers to any questions we had. Nicole was also right on top of it and also helped make it stress free. We will use them again and recommend them highly to anyone we can!! Thanks for making a stressful time easy!!
Kim M. - Gloucester, MA
"I absolutely recommend The Deffer mortgage team! Andrew was recommended by my friend and I am happy to spread the word. He truly made it a smooth and pleasant experience by being very knowledgable, responsive, and patient. I was a first time home buyer so I had questions, lots of them! I honestly felt taken care of, not only at the beginning, but through each step of the process and I knew that Andrew secured the best rate available on the market, at the time, that I qualified for."
Gosia S. - Peabody, MA
"I recently completed the purchase of my first home and was fortunate enough to work with Andrew and Guaranteed Rate. Andrew demonstrated his depth of knowledge of the industry and went above and beyond to ensure that the process was as smooth as possible. Andrew was extremely responsive and made himself available 24/7. I appreciated the time he took to educate me every step of the way. Lastly, his communication skills and overall customer service exceeded all of my expectations. Andrew has my highest recommendation."
Kelly N. - Beverly, MA