Efrain Miranda
Vice President of Mortgage Lending
As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
Helpful tools and resources
Mortgage calculators
Loan options
First-time homebuyer’s guide
Market research
See my video
Recent reviews
What people are saying
"This is my second experience with GR and both have been flawless and panful. Great attention to detail."
Jose P. - Stickney IL | Dec 2021
"Efrain and his team were great. The whole process ran smoothly and anytime I had a question it was answered very quickly."
Frank F. - Darien IL | Nov 2021
"Courteous, responsive, concerned about doing it right, listens, timely, and easy peasy on-line process."
Thomas A. - Tucson AZ | Sep 2021
"Great service from Efrain Miranda and Charmaine Jones and team."
Ulysses A. - Elmwood Park IL | May 2021
"Great customer service, super nice and willing to help."
Martin R. | Jan 2021
