Emily Holloway
VP of Mortgage Lending
Emily Holloway brings over 18 years as a Mortgage Consultant to Guaranteed Rate. There is a reason that clients come back to Emily year after year and refer her to their friends and family—she genuinely cares about her clients and advocates for them at every turn. She strives to help clients to achieve their financial goals and make the loan process as smooth as possible. She feels very fortunate to have helped hundreds of families successfully close on their home purchases and refinances. Being married to husband Eric for 14 years with two adorable boys, Emily understands the value of family. When she isn’t helping clients through their mortgage journey, Emily is volunteering at her son’s Boy Scout program or serving on the committee for the Young Life organization. She also actively donates her time to a philanthropic women’s group that serves to help educate local women in our area.
Helpful tools and resources
The Best Mortgage Experience
First-time homebuyer’s guide
Mortgage calculators
Loan options
See my video
Recent reviews
What people are saying
"They were very involved and helpful throughout the whole process of securing a loan for my home purchase. Emily was very friendly and was helpful at explaining what documents meant and was on top of getting everything done by the necessary deadlines."
Seth M. - Broomfield CO | May 2022
"Emily and her team were extremely helpful and walked us through the process without issue."
Ben Z. - Broomfield CO | Nov 2021
"Emily was outstanding to work with!"
Jason J. - Arvada CO | Oct 2021
"Emily and her team are fantastic to work with. This is our third time working with them and each time we are met with professionalism and kindness."
Kimberly H. - Northglenn CO | Sep 2021
"We have worked with Emily on all of our home purchases because she is responsive and caring."
Lori S. - Thornton CO | Aug 2021
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.
Loading Rates...
Today's rates
| Loan type | Rate | APR | Discount points ($) | Mo. payment |
|---|
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs.
Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.
One discount points equals one percent of your loan amount.
Some jumbo loan options may not be available to first\-time home buyers.
We based the mortgage interest rates shown on a 30\-day rate lock period. Under certain circumstances, a 30\-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range.
Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score.
Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
VA
If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.
Adjustable Rate Mortgage (ARMs)
Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.