Eric has been in the mortgage industry for 5 years and absolutely loves it! He started out processing mortgages for a New York based direct lender. As his experience and knowledge grew, he quickly took on more roles within the company. He soon found himself assisting top loan officers close loans, while also managing the bank's marketing department, before becoming a licensed loan officer himself. Eric is now licensed to help homebuyers and homeowners in multiple states. Because of his processing experience, Eric is often able to help homebuyers when other lenders can't. Whether you are a first-time home buyer or a seasoned vet, Eric is there to help you through the home buying process. Guaranteed Rate offers a variety of loan products, allowing him and his team to custom-fit a mortgage loan to your specific wants and needs.
Not only does Eric enjoy helping his clients meet their goals as homeowners, he also enjoys spending time outdoors being active. Taking his rescue dog Gunner on hikes and working out with friends at the gym are just two of the things he does to keep his mind clear, sharp, and always ready to work.
His goal is to provide the highest level of customer service so that your experience is stress-free, memorable, exciting, and rewarding. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.