Gail Barrutia-Kovash
VP of Mortgage Lending
As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
Helpful tools and resources
Mortgage calculators
Loan options
First-time homebuyer’s guide
The Best Mortgage Experience
See my video
Recent reviews
What people are saying
"Gail is such a wonderful expert to help us out."
Hyuntae K. - Boise ID | Apr 2022
"Best rate and fast response for all the questions"
Jaekyu S. - Boise ID | Mar 2022
"My broker - Gail Barrutia - is world class. I love working with her."
James D. - Boise ID | Mar 2022
"Excellent customer oriented staff"
Gerald L. - Meridian ID | Feb 2022
"I’m very satisfied with the service from the company."
Gisung Y. - Meridian ID | Feb 2022
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.
