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Garret Groenveld
Licensed Sales Assistant

Hi there! My name is Garret Groenveld. I am a California native and a lifelong resident of the Bay Area. I have a BA in History, an MA in Playwrighting and an MFA in Poetry and I spent some time studying with Edward Albee. I had a distinguished career for 20+ years in the Hospitality Industry - selling a broad variety of Hotels, Inns and Resorts all over west coast, from San Diego, CA to Whistler, BC, with several prominent properties in San Francisco and Napa. With that industry recently shuttered, I needed to explore new paths. I'm delighted to be at Guaranteed Rate helping people find the right loan to fit their needs. I offer excellent customer service, follow up and attention to detail, and I am always scouring our many products to make sure I can provide you with the right product for your needs. No matter where the market goes - I am here to assist you in getting you into the best loan product I can. I'm here for everyone - but as a working playwright, I have a special understanding that artists of all kinds might face, reach out to me and I can help. And I'm happy to work with a company that has such a strong presence in the LGBTQI community - my community - I'm here for you too.

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Today's rates

Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).

Product Assumptions:

Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.

Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.

FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.

VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.

These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.

One discount points equals one percent of your loan amount.

Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.