Greg Wickstrand
VP of Mortgage Lending

Greg Wickstrand has been helping families and individuals down the path to homeownership and residential property investment for over 20 years. With nearly a billion dollars of career loan fundings, he has worked for some great companies in his career, but he believes there has been no better place to work than his last 6 years here at Guaranteed Rate in San Diego. Greg has routinely ranked in the top 3% of Home Loan Originators throughout his career, but Guaranteed Rate has surpassed his personal expectations. He has achieved the Presidents Club award all 6 years and the Chairman's Circle Award twice.
What Greg enjoys most is helping his First Time Homebuyer and Activity Duty and Retired Military families obtain their dream of homeownership. He educates them on what it takes to own a home and manage their personal finances which stabilizes their finances today and helps build wealth for them and their families in the future.
Whether a client needs help in purchasing a new home, refinance an existing mortgage to enjoy a lower interest rate, or explore what the best Home Equity Line of Credit options are for either remodeling or reconsolidating debt, Greg stands ready to help. Guaranteed Rate has a vast array of Conventional, Jumbo, FHA, and VA home financing options with competitive current mortgage rates.
Greg uses his vast experience to help both clients and the real estate community by providing a personalized total cost loan analysis that helps them compare different loan options to make sure they are getting the right loan to meet their short- and long-term financial goals. This approach goes way beyond the typical lenders Mortgage Loan Calculator. He truly believes, finding the right mortgage payment is far more than just how much money someone has for their down payment.
Whether it's a first-time homebuyer, a move up buyer, or a seasoned real estate investor Greg will guide them with confidence and patience to make the home finance process less stressful. Greg is committed to being accessible to you and your realtor, communicating proactively throughout the entire process. You can be sure that he will always have your best interest in mind.

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First-time homebuyer’s guide
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Today's rates

Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs.

Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners’ insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.

One discount points equals one percent of your loan amount.

Some jumbo loan options may not be available to first-time home buyers.

We based the mortgage interest rates shown on a 30-day rate lock period. Under certain circumstances, a 30-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range.

Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval.

These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score.

Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.


If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.

Adjustable Rate Mortgage (ARMs)

Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.