Indu started her career in the Mortgage Lending industry in 1997. She feels honored to be part of the American Dream of homeownership. She strives to provide excellent customer service and exceed expectations. Her goal is to not only educate herself on the ever changing guidelines but also make sure her clients are aware of the home buying process. She is the top FHA 203 (K) and HomeStyle Renovation Mortgage Loan Specialist. She has consistently been voted as the Top 1% Mortgage Originators by Mortgage Executive Magazine. She was also voted as D Magazine Best Loan Officer in 2014 and featured as one of the Top 100 Most Influential Mortgage Professionals in 2015 by Mortgage Executive Magazine. Indu completed her MBA in Corporate Finance with honors from University of Dallas, TX. She can speak several languages and dialects. She is married and has 2 beautiful daughters. If she is not at work, she is either at her kid's school volunteering or involved with community projects. Giving back is very important to her.
"Performance of our loan officer - she made us feel prioritized and important."
Connor R. - San Rafael CA | Jul 2022
"Indu Kapoor was very friendly and informative in getting us the understanding of the process and guiding us to take the steps"
Prema K. - Plano TX | Jul 2022
"Extremely professional service, very reliable, innovative. If not for them, I would have never closed my home for sure. I locked up with them for life, no matter where I buy, what I buy, I am 100% going to Guaranteed Rate again"
Abhijit P. - Waterloo OH | Jul 2022
"Indu Kapoor and her team went above and beyond in efforts to meet deadlines and roadblocks I encountered. They were always understanding and respectful when I would become anxious and unsure of the process."
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs.
Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners’ insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.
One discount points equals one percent of your loan amount.
Some jumbo loan options may not be available to first-time home buyers.
We based the mortgage interest rates shown on a 30-day rate lock period. Under certain circumstances, a 30-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range.
Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score.
Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.
Adjustable Rate Mortgage (ARMs)
Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.