James Barnes
VP of Mortgage Lending
As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
Helpful tools and resources
Mortgage calculators
Loan options
First-time homebuyer’s guide
Market research
See my video
Recent reviews
What people are saying
"James Barnes and Ginger Castillo are amazing. Extremely professional yet personable and made us feel very confident in the decisions we made. They were very knowledgable and prompt to answer any of our questions or concerns during the process."
Holly J. - Buda TX | Mar 2022
"Because James and Ginger and other deserve it."
Warren K. - La Marque TX | Jan 2022
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.
