As a mortgage origination professional for more than 30 years, I have been involved in thousands of lending transactions. Call me at 954-648-7848 to take care of your buyers and your mortgage lending needs and ask me how I help real estate agents transact more business.
Mr. James Matarazzo is a sales, business development and operations executive who has delivered outstanding results for both large and small companies. In all cases he has led sales and support teams in generating double-digit revenue increases. James has an extensive record in areas including sales, leadership, best practices, team building, and business development in B2C and B2B environments. He has produced substantial profit growth and improved customer satisfaction with innovative sales and training programs, enabling companies to gain a competitive edge.
For example, he grew sales and market share 50% for a multi-billion dollar organization by introducing new products. These products met the needs of the foreign market previously under-represented in the company. He also upgraded customer satisfaction levels 23% in three months by training account executives on best practices. In another example, he integrated sales and operation divisions, standardizing policies and procedures during seven mergers in a five-year period. He successfully led the change management process while building a sales and operations staff of 100 employees and generating $300M per month.
James earned a Bachelor’s degree in Business Administration from the Florida Atlantic University. He is a member of the Florida Association of Mortgage Professionals (FAMP).
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.