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Jan Hansen
VP of Mortgage Lending

Jan Hansen lives by the quote stated by Steve Jobs "The only way to do great work is to love what you do", and she truly does. She is inspired by the variation of each transaction and loves to feel like she is truly helping people with their real estate finances. She began in 1987 as a loan processor and sold on site from 1989 through 1991. Following this, Jan realized she was better suited for originating mortgage loans and then decided o return to the practice rather than becoming a Realtor. This has gifted her a true sense of all the dimensions of the business. She is a CML, Certified Mortgage Lender through the CMLA and a member of the Colorado Mortgage Lenders Association, The Boulder Area Realtor Association and the Louisville Chamber of Commerce. Formerly, Jan was involved with Credit Women International and the Wildly Successful Women's Network. Jan is married and has lived in Boulder County since 1976. She and her family enjoy hiking, exercising and swimming and all around enjoying the fruits of life. An active member of the community, Jan has been an active Louisville Street Faire volunteer since 2006. In the past, she has volunteered for Meals on Wheels and has been a supporter and friend of the Humane Society of Boulder Valley since 2007. Jan's charisma and dedication to her endeavors brings inspiration to all of her friends, family and past clients.

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Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders. One discount points equals one percent of your loan amount. Some jumbo loan options may not be available to first\-time home buyers. We based the mortgage interest rates shown on a 30\-day rate lock period. Under certain circumstances, a 30\-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range. Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval. These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing. VA If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. Adjustable Rate Mortgage (ARMs) Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.