Jason Scott
SVP/Director of VA Lending

I've been in the Industry since March of 2014. I was inspired to pursue this career based off the service I received from my previous employer when I was a customer purchasing my second home using my VA Home Loan Benefit. I grew up all over, however I graduated High School from Roseburg, Oregon. Did some college time in Los Angeles, and then spent 20 years defending our country in the US Army. I've called the beautiful island of Oahu and the majestic Rocky Mountain Range of Colorado Springs my home now for almost 10 years. I have multiple combat tours to both Iraq and Afghanistan. I've been married to my wonderful wife since 2009, three boys and eight Grandchildren. Yes, that is not a typo, eight grandbabies, Whew!
I love watching the "light bulb" go on when I explain how easy the process is. One of my favorite quotes is: "The numbers don't lie." When the customer sees in black and white that we've helped them buy a home based from an actual budget, it is truly something magical. I really, really, love what I do. So, I don't look at my profession as something that is done on the standard 9-5. I literally live what I do. However, I do love spending time with my wife, my 8 beautiful grandchildren, golfing, hiking, and exploring all the wonderful attractions that the islands of Hawaii have to offer. I split time between the beautiful Island of Oahu and the amazing Mountain Views of Pike's Peak in Colorado Springs, Colorado where I've continued to help my clients purchase or refinance their homes using their VA Home Loan Benefit. People will tell you that I am very intense and passionate about what I do. I grew up a little bit smaller than most kids, and I think that played into how I approach life. I love the underdog, disdain the Bully, and believe in having integrity beyond reproach. With me you will always know where you stand.
When you're ready to proceed, we should sit down and talk story about your dream of homeownership!

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Areas served
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • North Carolina
  • North Dakota
  • Nebraska
  • Nevada
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Virginia
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming
  • Idaho
Services offered
  • Home Purchase Option with your VA Home Loan Benefit
  • Refinance options using your VA Home Loan Benefit
  • 30-Year Fixed Rate Mortgage
  • 20-Year Fixed Rate Mortgage
  • 15-Year Fixed Rate Mortgage
  • Adjustable Rate Mortgage
  • Jumbo Loan
  • FHA Loan
  • USDA Loan
  • Interest Only Mortgage
  • Cash Out Refinance
  • Streamline Refinance
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Today's rates

Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs.

Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners’ insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.

One discount points equals one percent of your loan amount.

Some jumbo loan options may not be available to first-time home buyers.

We based the mortgage interest rates shown on a 30-day rate lock period. Under certain circumstances, a 30-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range.

Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval.

These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score.

Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.


If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.

Adjustable Rate Mortgage (ARMs)

Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.