Jason Sculos has more than sixteen years of experience in the mortgage industry. He finds the mortgage business and the real estate industry, as a whole, fascinating. The housing industry is a very important part of people’s lives and crucial to our economy. Jason’s passion for the business drives him to be right in the middle of it all, making a difference. The mortgage industry has changed drastically over the last five years and it can be a very frustrating process for the customer. Jason feels that the borrower wants their lender to listen to their needs and be informed about the product offerings that best suit those specific needs. He enjoys educating customers about the mortgage process. Once customers understand the “why” to the process then it makes for a better overall experience. Underwriting has become very complex and Jason has studied and received an underwriter’s delegation. He can break down the logic behind the necessary conditions for each individual customer’s file. Jason joined Guaranteed Rate because the company offers his clients an extensive list of loan programs, low rates and a commitment to customer service like no other in the industry. His work ethic and dedication to his customers and referral partners remain of utmost priority in his business. Mr. Sculos is happy to augment his passion for the business with a knowledgeable support system and innovative business model that comes with joining Guaranteed Rate. Jason grew up fifteen miles north of Boston and learned the values of hard work and honesty from his parents and older brother. He loves sports, especially our Boston teams. He is an avid golfer that loves competition on the course. He resides in Nashua, NH with his wife and daughter and values spending his free time with his family.
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.