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Jason Sculos
Senior Loan Officer

Jason Sculos has more than sixteen years of experience in the mortgage industry. He finds the mortgage business and the real estate industry, as a whole, fascinating. The housing industry is a very important part of people’s lives and crucial to our economy. Jason’s passion for the business drives him to be right in the middle of it all, making a difference. The mortgage industry has changed drastically over the last five years and it can be a very frustrating process for the customer. Jason feels that the borrower wants their lender to listen to their needs and be informed about the product offerings that best suit those specific needs. He enjoys educating customers about the mortgage process. Once customers understand the “why” to the process then it makes for a better overall experience. Underwriting has become very complex and Jason has studied and received an underwriter’s delegation. He can break down the logic behind the necessary conditions for each individual customer’s file. Jason joined Guaranteed Rate because the company offers his clients an extensive list of loan programs, low rates and a commitment to customer service like no other in the industry. His work ethic and dedication to his customers and referral partners remain of utmost priority in his business. Mr. Sculos is happy to augment his passion for the business with a knowledgeable support system and innovative business model that comes with joining Guaranteed Rate. Jason grew up fifteen miles north of Boston and learned the values of hard work and honesty from his parents and older brother. He loves sports, especially our Boston teams. He is an avid golfer that loves competition on the course. He resides in Nashua, NH with his wife and daughter and values spending his free time with his family.

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Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders. One discount points equals one percent of your loan amount. Some jumbo loan options may not be available to first\-time home buyers. We based the mortgage interest rates shown on a 30\-day rate lock period. Under certain circumstances, a 30\-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range. Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval. These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing. VA If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. Adjustable Rate Mortgage (ARMs) Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.