A San Francisco Bay Area native, Jenna Gray Benett has been in the Real Estate Finance business since 2004, focusing on Residential Mortgage Lending. As the #1 Female Mortgage Loan Originator in Contra Costa County, her background in the industry is extensive. Personally licensed in CA, AZ, NV, OR, WA, TN, FL, TX, CO & MT, her experience includes a diverse list of product knowledge and expertise.
Jenna's accomplishments substantiate her values and commitment to clients. She continues to be presented with awards, honors, and recognitions from the most prestigious entities in mortgage industry including Top 1% Mortgage Originators in America by Scotsman Guide and Mortgage Executive Magazine (2016-2023), Top Women Originators by Scotsman Guide (ranked #78 Nationwide), Five Star Award by Five Star Professional Diablo Magazine (2012-2023), VIP Woman of the Year by the National Association of Professional Women (2015-2016), 40 Most Influential Mortgage Professionals Under 40 by National Mortgage Professional Magazine (2014), Guaranteed Rate Chairman's Circle and President's Club (2018-2023), and Chairman's Circle at her former company (2009-2018).
There is nothing more important to Jenna than ensuring her clients' best interests. Whether you're a first-time home buyer or an experienced real estate investor, she will evaluate your mortgage needs and offer long and short-term planning advice that will help accomplish your financial and lifestyle goals. "My clients simply deserve the very best of everything: low interest rates, exceptional service, and superior knowledge in the marketplace. My continued commitment is to meet and exceed all my clients' expectations in every aspect of the lending process."
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.