Jim Giacone grew up in New Jersey and graduated from Penn State University before moving to South Florida over 25 years ago. Jim has worked in the mortgage industry for 25+ years, helping thousands of families finance the home of their dreams and funding over a billion in residential mortgages. He has had a long-standing history of serving the Palm Beach community as a reliable mortgage lender, earning the trust and respect of many top local builders and real estate agents. With his years of experience and in-depth knowledge of loan products, secondary markets and underwriting guidelines, Jim and his team make the loan process easy to understand and put their customers at ease during each step of the process. Jim's success comes from his commitment to superior service, integrity, ethics and building client relationships for life. He builds these relationships from the start by educating his clients and helping them find mortgage solutions that meet their unique and individual needs. Jim specializes in financing single family homes, townhomes and condos in Palm Beach, Broward, Miami, Dade, and Martin counties, as well as the rest of Florida. His focus is Florida but is also licensed in New Jersey, New York, and Pennsylvania. He has extensive knowledge of FHA, VA, conventional and Jumbo financing options. His clients range from first-time homebuyers to self-employed clients purchasing million-dollar second homes, and his business is built 100% on referrals – from raving-fan clients to top realtors, attorneys, and financial planners. Throughout his professional career, he has received numerous top sales and leadership awards. He is currently in the Top 1% of Loan Originators nationwide and has been named a Top Producer by National Mortgage News in 2018. He joined Guaranteed Rate in late 2012 and has been a member of the President's Club for since 2015. Beyond serving his clients, Jim enjoys playing golf, playing drums in his church's worship band, working in the garden at his home and traveling with his wife.
What people are saying
"Easy to deal with and to the point"
Bradley C. - Royal Palm Beach FL | May 2022
"My broker just made things so easy"
Angela A. - Port St. Lucie FL | Apr 2022
"Very informative and very attentive to my needs"
Keith J. - Davie FL | Apr 2022
"Jim Giacone was very helpful and knowledgeable."
Carmine C. - Kings Park NY | Apr 2022
"Jim Giacone is fantastic, highly recommend"
Colin B. - Jupiter FL | Mar 2022
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.