Now Licensed in Massachusetts, New Hampshire, Maine, Rhode Island, Florida, Texas and Georgia

Jim Kochakian
VP of Business Development/Branch Manager

When you come to me for a home loan, the first thing I do is listen. I will work with you to determine your financial goals so I can offer you the mortgage options best suited to your unique circumstances. I will assist you in navigating the mortgage process to make it as smooth as possible, communicating clearly from application to closing. However, my job doesn’t end when you close. I will continue to be available to answer your questions and advise you on future home loans. It is very exciting to be part of Guaranteed Rate, one of the top 10 lenders in the country offering great rates and service with our Digital Mortgage Technology. I have been a consistent top producer and recognized as one of the Top Mortgage Originators in the nation. I am also active in the community volunteering at the Lazarus House as well as coaching youth sports. I have 32 years of experience in the mortgage business and I am a graduate of Bentley University where I received a bachelor degree in finance . I have closed over $2 Billion in loans and more important , have helped thousands of clients achieve the dream of home ownership. I have developed expertise in several loan programs, including Conforming, Jumbo, VA and FHA mortgages. I can provide a same-day pre-approval to home buyers working closely with the Realtor and builder communities. I will also assist first time buyers as well as current homeowners to determine their ability to sell their existing home and qualify for a move up mortgage or inform homeowners of any refinance opportunities. I encourage my clients to call me any time, 7 days a week, because I know when you need information about your loan, you don’t want to wait. Simply put, I want to be your loan officer for life. Honors & Awards Top Producer Dollar Volume 2018 at First Choice Loan Services a Berkshire Bank Company Awarded to the Loan Officer with the highest dollar volume in closed mortgage transactions, purchase and refinance for the year 2018 New England Region. 2017-2018 Top 1 % Mortgage Originators in America Top Producer Dollar Volume 2016 at Berkshire Bank Home Lending Dec 2016 honor issuer Berkshire Bank Home Lending Awarded to the Loan Officer with the highest dollar volume is closed mortgage transactions, purchase and refinance for the year 2016. 5 Year Service Award at Berkshire Bank Oct 2015 honor issuer Berkshire Bank 2014-2016 Berkshire Bank Volunteer Service X-ellence Awards Honored those employees who have donated a minimum of 150 hours of community service through participation in both company-supported and individual volunteer efforts. Apr 2015 honor issuer Berkshire Bank Top 10 Producer Award Berkshire Bank Home Lending 2010-2014. Guaranteed Rate Chairman's Circle 2020 for closing over 100 million dollars in mortgage loans

Helpful tools and resources
Mortgage calculators logo
Mortgage calculators
Loan options logo
Loan options
Home valuation logo
Home valuation
Market research logo
Market research

Recent reviews

What people are saying
Agent Advantage
Real Estate Agents: Want to look good and grow your business?
Marcus by Goldman Sachs
Consolidate your debt and potentially lower your interest rates
loading rates table

Today's rates

Loan typeRateAPR

*Rates may vary by state.

Check rates and get approved online right now in just minutes! Or give me a call and I'll answer your questions and guide you through the process!