Jim Toney
VP of Mortgage Lending

I'm a proud veteran of the US ARMY and entered the mortgage industry after graduating from UT back in 1999. I'm a referral-based loan officer focusing on adding value to all parties involved in each and every transaction. I'm relationship centric and will be there every step of the way with weekly communication and constant updates. I love working with first time home buyers and veterans, as well as past clients and agent referrals.

I am married to my best friend and have 3 amazing kids. We love travelling, especially cruising and hitting the beach. I am an avid obstacle course racer and trail runner, and also enjoy indoor rock climbing and craft beer. I typically spend any down time bingeing anything and everything home improvement TV.

Guaranteed Rate, Inc. has no affiliation with the US Department of Veterans Affairs or any other government agency.

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