Joanne Rogers
Vice President of Mortgage Lending
Joanne Rogers, Vice President of Mortgage Lending at Guaranteed Rate, has proudly developed and executed strategies to help clients achieve their homeownership goals for nearly 20 years. She understands the significance of buying a home, which is why she loves educating and empowering clients to confidently make sound choices. "Each client deserves a mortgage plan to fit their specific financial goals." Building long-term, trusting relationships with her clients and business partners is one of her favorite aspects of working in mortgage lending. Her clients range from first-time homebuyers, move-up buyers, refinancers, investors and corporations.
Joanne is a proud UW-Madison alum, and interior design aficionado. In her free time, she is passionate about supporting fair housing initiatives in the Chicagoland area, spending time with her husband and three college aged children at their historic family home in Rhode Island, and hiking with her Bernese mountain dog.
Joanne loves knowing what you think, please leave a review on Google, Zillow, or Facebook!
Helpful tools and resources
The Best Mortgage Experience
First-time homebuyer’s guide
Mortgage calculators
Loan options
See my video
Recent reviews
What people are saying
"Joanne was excellent. On top of everything and took initiative."
Charlene S. - Belvidere IL | Jun 2022
"Joanne Rogers is simply amazing!! She answered all of my questions and was incredibly supportive. The tools available to track my approval process and submit documentation was super easy to use. I also appreciated the updates vis text message."
Cheryl K. - Evanston IL | Mar 2022
"Because Joanne is amazing and I am grateful for all you do!!"
Andrea C. - Lombard IL | Jan 2022
"The process is clear and easy."
Peter M. - Chicago IL | Dec 2021
"Very satisfied with our loan application process."
Jessica V. - Chicago IL | Dec 2021
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.
Loading Rates...
Today's rates
| Loan type | Rate | APR | Discount points ($) | Mo. payment |
|---|
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs.
Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners’ insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.
One discount points equals one percent of your loan amount.
Some jumbo loan options may not be available to first-time home buyers.
We based the mortgage interest rates shown on a 30-day rate lock period. Under certain circumstances, a 30-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range.
Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score.
Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
VA
If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.
Adjustable Rate Mortgage (ARMs)
Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.