Licensed in CA, CO, IA, ID, IL, IN, GA, ND, OR, TX, and WA!

Jon Dunckel
Branch Manager

¡Hablo español!

Jon Dunckel LOVES helping people find out they can "afford life", as he says. Life is difficult to navigate and expensive. You don't need to go at it alone. He has been helping people in his local communities as long as he can remember. As a husband and father to two beautiful kids, he finds himself very busy in his home and community. Jon graduated in 2005 from San Diego State University with a bachelors in Criminal Justice Administration. He is also an Eagle Scout, the current cubmaster for Pack 828 in San Ramon, board member for Loaves and Fishes of Contra Costa, past volunteer coach for California High School Men's and Women's Golf Team, Phi Kappa Psi alumni, and loves helping people whenever he sees the need.

He has been a top producer for over 10 years and has found himself in the Presidents Club at every company he has been at since 2013. His expertise gives him the ability to think outside the box and help borrowers that have been turned down by other lenders. When he moved to the Bay Area in 2011, he made his name as a lender who specializes in making the save, as he strives to help his colleagues and referral partners to close purchase and refinance transactions that others could not.

If you want the best experience, low low rates, and an incredible selection of programs, look no further.

At Guaranteed Rate, some of the loan programs we can help with are: Conventional (Conforming and Jumbo), FHA, VA, Interest Only, Adjustable Rate Mortgages (ARMs), Move up/down transactions, Primary, Second Homes, and Investment home lending. Guaranteed Rate works with brokers on the following: Home Equity Loans, Tribal Loans, Fixed Rate Loans, and Bridge Lending. Now licensed in California, Colorado, Iowa, Idaho, Illinois, Indiana, Georgia, North Dakota, Oregon, Texas, and Washington.

Aviso de Exención de Responsabilidad: Todas las negociaciones y los Documentos de Transacciones de Préstamos Hipotecarios se realizarán y serán proporcionado en inglés. Le sugerimos que trabaje con un intérprete de su elección. Podrá encontrar más información sobre el proceso de préstamo en español.

Helpful tools and resources
Mortgage calculators logo
Mortgage calculators
Loan options logo
Loan options
First-time homebuyer’s guide logo
First-time homebuyer’s guide
Market research logo
Market research

Recent reviews

What people are saying
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.
Areas Served
  • California
  • Colorado
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • North Dakota
  • Oregon
  • Texas
  • Washington
Services Offered
  • Conventional (Conforming and Jumbo)
  • FHA
  • VA
  • Interest Only
  • Adjustable Rate Mortgages (ARMs)
  • Primary and Second Homes
  • Investment Properties
Agent Advantage
Real Estate Agents: Want to look good and grow your business?
Put our power behind your bid. Compete with cash offers and bid, buy, and close fast.