Let Jorge R. Gonzalez help you with your new home. He's a Veteran who served in our Beloved Marine Corps, and who like you, is dedicated to his family, community and his craft. As a mortgage and loan professional for more than 10 years, Jorge has the knowledge and experience to help you through the loan process, find the terms that are right for your budget, and make sure that all the details are worked out so that your closing goes smoothly to ensure that you have the keys to your new home in short order.
Whether you're a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, Jorge can help you before you ever make an offer on a property. He can review your circumstance with you, look over your budget, income and savings, and help you get a clear picture of what loan product and amount of loan is realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. He will then help you consider all your options so that you can make an informed and best decision for you and your family's needs.
The financial aspects of home buying can be stressful and overwhelming—but they don't have to be, not with an experienced professional like Jorge in your corner. You wouldn't trust just anyone with your family, so don't trust just anyone with one of your biggest investments in life. Who you work with will make all difference in whether your home purchase or refinance is a nightmare or an experience. Contact Jorge today, and together, we can make your dream of home ownership come true.
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| Loan type | Rate | APR | Discount points ($) | Mo. payment |
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.