headshot
headshot
Joseph Villegas
VP of Mortgage Lending

I grew up in Texas and after college my wife and our son moved to North Carolina to be closer to her family. We have two boys and a Golden Doodle. I also serve as the Pastor of music at our local church. I enjoy many hobbies and am passionate about the arts.
I started my finance career in accounting while I was in college. After moving to North Carolina and working for a few different companies I decided that I wanted a career that would allow me to be outside of the office a little more. I have been working ever since to help people make the home buying process easier.
I remember that as a first-time home buyer, I felt overwhelmed by the home-buying process even though I had done my research. When I went to buy my next home, I was more informed, but I struggled to find a company that offered great service and great pricing. With Guaranteed Rate, I can offer to my clients what I was struggling to find. As your trusted loan officer my goal is to use what I learned from buying homes and helping others to make sure the process leaves you feeling supported and informed. Whether you are ready to buy a home today or are not sure if you can even afford the house you want, I will work to lead you in the right direction.

Helpful tools and resources
Mortgage calculators logo
Mortgage calculators
Loan options logo
Loan options
First-time homebuyer’s guide logo
First-time homebuyer’s guide
The Best Mortgage Experience logo
The Best Mortgage Experience

Recent reviews

Agent Advantage
Real Estate Agents: Want to look good and grow your business?
Put our power behind your bid. Compete with cash offers and bid, buy, and close fast.