As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
VP of Mortgage Lending
What people are saying
"Julie Martinez was awesome she was there to help me every step of the way. It was my first time doing a refinance and she was able to guide me through it all. Not to mention I was very satisfied with the rate that we were able to get!"
Marlin S. - Ventura CA | Mar 2022
"Julie Martinez is the best loan officer one could ask for!"
Nathan W. - Ventura CA | Mar 2022
"Service and knowledgeable people"
Ramiro M. - La Quinta CA | Feb 2022
"Attentive and quick responses. Very professional."
Guillermo V. - Ventura CA | Jan 2022
"They are friendly and hard worker."
Cristine E. - Oxnard CA | Dec 2021
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.