As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
VP of Mortgage Lending
What people are saying
"Kara Collacott was extremely helpful throughout the entire process."
Lauryn B. - Huntington Beach CA | Mar 2022
"The best loan approval process ever. My builder is paying me to use their lender but I am choosing to use GR"
Gary S. - Thousand Oaks CA | Jan 2022
"Kara Collacott was exceptionally knowledgeable and helpful and would be the reason I would come back to guaranteed rate or recommend to a friend."
Paul D. - Austin TX | Nov 2021
"loan process was professional"
Jay C. - Coto De Caza CA | Sep 2021
"Kara and team were great. Kara explained the process and progress with each step. Communication marvelous. Happy with refi rate."
Colleen W. - Sebastopol CA | Aug 2021
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.