Born and raised in Northern Virginia, Kelley has a love and passion for the area. The area exhibits a deep sense of community and loyalty. This sense of community has helped to solidify the importance of communication and relationship. Being a Mortgage Specialist allows her to exercise her passion for people and desire to assist them. Her primary role is to provide financial solutions to those looking to enhance their current mortgage or obtain a new mortgage. Kelley has been in the mortgage industry for 15 years. Kelley Wolfe is a top producer in residential lending in the Northern Virginia area. Having her team beside her, clients rest assured that they will receive a loan program tailored to their individual needs in addition to world class service on which they can rely. Kelley and her team specialize in a variety of home loan programs such as conventional, government (FHA & VA), high-balance, jumbo, first time homebuyer, Virginia Housing Development Authority (VHDA—affordable home loan programs), USDA/Rural Development, new construction— and are licensed to lend in several states! She hopes to be a reliable, accessible and helpful resource for all of her clients. Her goal is always to assist clients through a smooth and comfortable transaction. Purchasing or refinancing a home should be an exciting process and her team aims to make it just that for her clients.
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.