Kenny Schaaf
VP of Mortgage Lending

My background includes over 18 years in the real estate industry both as a real estate agent and as a mortgage loan originator. My career prior to the real estate was in the public service field. I started as a firefighter/EMT, then emergency communications, and lastly a long career as a law enforcement officer. Coming from the public service background I have met a lot of great people and it taught me that not everyone is the same. I use this philosophy in my mortgage career, as no loan situation is the same and one client’s needs may not be the same as yours. I take the time to listen to the needs of my clients and help them make the best decision possible for their situation. I work with all types of buyers, from first time homebuyers to the family looking to purchase their dream home, and everyone in between. I take particular interest in helping our local and national heroes including all our United States Armed Forces members! Let me put my years of experience to work for you.

Guaranteed Rate, Inc. has no affiliation with the US Department of Veterans Affairs or any other government agency.

Helpful tools and resources
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The Best Mortgage Experience
First-time homebuyer’s guide logo
First-time homebuyer’s guide
Mortgage calculators logo
Mortgage calculators
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Loan options

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What people are saying
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.
Areas served
  • Riverview
  • Fishhawk
  • Balm
  • Lithia
  • Valrico
  • Plant City
  • Brandon
  • Tampa
  • Seminole Heights
  • Kentucky
  • Georgia
  • Florida
  • Tennessee
  • Indiana
  • Pleasure Ridge Park
  • Shively
  • Valley Station
Services offered
  • VA Loans
  • Renovation
  • FHA
  • Conventional
  • Jumbo
  • Investment
  • Condo Loans
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