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Kevin Schatz
VP of Mortgage Lending

Let Us Guide You Home. Unlike many banking institutions, mortgages are our only business. What's in it for you? More loan choices, many with fewer restrictions – and that's just the beginning.
We offer a growing range of home loan and refinancing options. These include:

  • *First-time homebuyers with low down payment options
  • *Conventional loans up to $970,800 or maximum individual county loan limits with as little as 5% down
  • *Loans insured by the FHA, VA and USDA. *Max loan amount of $2.5mil on VA loans
  • *Jumbo loans up to $3 million
  • *Financing loans for renovations on primary homes, second homes and investment properties
  • *Non QM loan solutions for borrowers who require a non-traditional approach to home financing
    Feel free to contact me directly through my website, www.rate.com/kevinschatz, and use the secure online application to get started with no costs or commitment. After you have applied, I will call you to discuss your financing goals to tailor multiple options for your review. I understand real estate is not sold M-F 9-5 pm so you may contact me in the evening hours and weekends by phone, text or email for personalized service and advice. I strive to make sure the mortgage process runs smoothly from start to finish. Put the Guaranteed Rate team and I to work for you. I look forward to the opportunity to earn your business.
Helpful tools and resources
Personal Loans
No-fee personal loans
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Loan options
First-time homebuyer’s guide logo
First-time homebuyer’s guide
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The Best Mortgage Experience

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Areas served
  • CA, DC, FL, MD, NC, TX and VA
    Services offered
    • Mortgage Total Cost Analysis
    • Your Road Map for Home Purchase
    • Improving your FICO credit tips
    • Understanding Mortgage Terminology
    • Creative Financing Structure
    Agent Advantage
    Real Estate Agents: Want to look good and grow your business?
    Put our power behind your bid. Compete with cash offers and bid, buy, and close fast.