I have been a mortgage lender in the greater Green Bay and Fox Valley areas since 2003 and am licensed through the entire state of WI. I started in the industry the day after I graduated from the University of WI - Stevens Point with a Business Management Degree. My love of the housing market brought me into mortgages and I've never looked back. In the last 18 years I've seen all the ebbs and flows of this industry and I am on a mission to make it the best it's been! I love helping clients find the right loan options for them to purchase their 1st Home, their Dream Home, an investment property and all homes in between. Seeing the excitement from the pre-approval through the closing table is a feeling that keeps me driven to do it again and again! There are many mortgage options out there. I believe in taking the time with my clients and educating them on what is best for their personal situation. It's my goal to ensure that every client not only feels good about their mortgage, but that they understand each aspect of it as well. I work with all down payment options and mortgage loan options there is to offer. I am a full communications lender that is available nights and weekends. You need someone to work for you on your time! Please contact me today to get started on your new mortgage. I would be honored to be your Mortgage Lender!
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.