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Kyle Helton
Loan Officer

Hello!
My name is Kyle Helton, a US Army infantry veteran turned loan officer with the goal of helping every borrower experience the ultimate American dream of becoming a homeowner. I grew up with a strong desire to be an infantryman, so after high school I enlisted for active duty and was stationed in Germany for my entire enlistment. I walked away with high discipline, an unshakable resolve and unmatched adaptability to any situation that was thrown my way. When my enlistment had come to a close and it was time to hang up the uniform I made a promise to myself. I refuse to compromise what I had become and will only get better day after day.
I grew up in the mortgage industry through my mom Samanthia Helton who has 3 decades of experience. This is an industry built on trust, discipline, integrity and community. Sounds all to familiar to me. I'm excited to serve once again in a different uniform and build amazing relationships along the way.
I am a metalhead, I love playing guitar. I love to play videogames. Was in a competitive choir in high school. Even did some musicals. I love nature, camping, hiking. But I LOVE laughing with people. I've always been compared to Jack Black and to me that's a huge compliment! No matter where I go in life at the end of the day I will always be myself.
Do the right thing, because it's the right thing to do.

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Today's rates

Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).

Product Assumptions:

Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.

Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.

FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.

VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.

These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.

One discount points equals one percent of your loan amount.

Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.